Editor’s note: This post has been updated with the latest credit cards information and benefits. It was originally published on Aug. 5, 2019.
Delta SkyMiles® Blue American Express Card overview
The Delta SkyMiles® Blue American Express Card is a solid option for a no-annual-fee credit card. Featuring 2x miles per dollar on spending at U.S. restaurants and Delta purchases, this card lacks several premium features, but is worth a spot in your wallet if you’re an occasional Delta flyer and want to avoid annual fees. Card Rating*: 
*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
If you want a Delta credit card, you can choose between luxury at a price and a card that’s easier on your wallet. If you want a card chock full of perks, including complimentary access to any Delta Sky Club around the world, you should consider the Delta SkyMiles® Reserve American Express Card — with its $550 annual fee (see rates and fees).
But if you’re looking for a Delta-branded Amex card that has no fee and still allows you to earn miles toward rewards bookings, the Delta SkyMiles Blue American Express Card may be a better pick. Today we’re going to review what you get with this no-annual-fee Delta card (see rates and fees). Let’s get started.
Related reading: The best no-annual-fee credit cards for 2020
Welcome Offer
For a limited time, cardholders will earn 15,000 miles after spending $1,000 in the first three months. TPG valuations make that worth $180. It’s not the most generous offer on the market, but those miles can go toward award travel or seat upgrades.
Earning
The Delta Blue card offers a good variety of ways to earn miles beyond Delta purchases. Here’s the breakdown:
- 2x miles at restaurants
- 2x miles on purchases made directly with Delta
- 1x mile on all other purchases
- 20% savings on Delta inflight purchases of food, beverages and audio headsets (but not Wi-Fi)
For a no-annual-fee airline card, the restaurant bonus category is decent. The other Delta credit cards don’t allow you to earn extra points on categories beyond purchases on Delta, so this is a great offer. For example, the Delta SkyMiles® Gold American Express Card — the card considered an upgrade from the Delta Blue — only allows users to earn 2x miles on Delta purchases and it comes with a $95 annual fee (see rates and fees).
Redeeming
Delta is part of the SkyTeam alliance, which includes 19 member airlines flying to more than 1,150+ destinations, so finding a route on which to redeem your miles shouldn’t be an issue.
You can’t redeem your SkyMiles for statement credit or cash back, but you can put them toward flights, upgrades, Delta vacations, car rentals and gift cards, among other things. The best values for your miles are redemptions for flights and flight upgrades.
Related reading: Guide to maximizing Delta SkyMiles award tickets
Delta often offers great SkyMiles Deals. Recently, the carrier was offering round-trip tickets to Tokyo for 30,000 SkyMiles. You can easily rack up 30,000 miles with your welcome bonus and miles earned from regular spending.
Perks
The perks from the Delta Blue are solid, although it’s disappointing that there aren’t any from Delta itself. But then again, it is a no-annual-fee credit card. Here’s what you can expect:
- Car rental loss and damage insurance
- 24/7 access to Global Assist® Hotline
- Extended warranty (up to one year) on purchases made with card
- Purchase protection from accidental damage or theft up to 90 days after purchase
- Exclusive access to ticket presales and events
- Two-day shipping on ShopRunner
- Pay It, Plan It
Competition
Among no-annual-fee airline credit cards, the American Airlines AAdvantage MileUp℠ Card is a clear competitor. Instead of earning 2x points on dining, you’ll earn 2x points on groceries. The AA card offers a similar 10,000-mile welcome bonus, but also comes with a $50 statement credit after spending at least $500 within the first three months. Both are great options; it comes down to what airline you’d like to earn loyalty with.
Another good no-annual-fee option is the Capital One® VentureOne® Rewards Credit Card. You’ll earn 1.25x miles per dollar on all purchases. When it comes to redeeming, you can transfer to various travel partners or use your miles to “erase” travel purchases made on the card at a rate of 1 cent per mile.
Beyond no-annual-fee cards, you also may want to consider the following:
Delta SkyMiles® Gold American Express Card: This card — with a $99 annual fee (see rates and fees) that’s waived the first year — will allow you to earn up to up to 70,000 miles: 60,000 bonus miles after you spend $2,000 in purchases on your new card in your first three months, plus 10,000 bonus miles after your first anniversary of cardmembership (offer ends April 1, 2020).
American Express® Gold Card: If you love food and travel, this card may be the one for you. You’ll earn 4x points on dining worldwide and at U.S. supermarkets (up to $25,000; then 1x), up to $120 annually in dining credits and an annual airline credit of up to $100. By having a straight-up Amex card, you’ll be able to transfer your points to three airline alliances: Oneworld, SkyTeam and Star Alliance— opening up your travel options even further. But this card comes with a $250 annual fee (see rates and fees).
Related reading: Best travel credit cards
Bottom Line
For a no-annual-fee airline credit card, the Delta Blue offers generous earnings outside of Delta purchases, which isn’t common for cards like this. It’s missing the inflight perks that the other Delta cards offer, such as a free checked bag and priority boarding, but those cards all come with annual fees. So if you’re looking to earn SkyMiles at no cost, the Delta SkyMiles Blue American Express Card is definitely one to consider.
Additional reporting by Carissa Rawson.
Feature photo by The Points Guy.
For rates and fees of the Delta SkyMiles Blue Card, please click here.
For rates and fees of the Delta SkyMiles Gold Card, please click here.
For rates and fees of the Amex Gold, please click here.
For rates and fees of the Delta Skymiles Reserve, click here.
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