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Many of Delta’s personal and business Amex credit cards are currently offering elevated welcome bonuses — two cards are offering both bon...

Which purchases trigger the Delta Amex statement credit?

Which purchases trigger the Delta Amex statement credit?

Many of Delta’s personal and business Amex credit cards are currently offering elevated welcome bonuses — two cards are offering both bonus miles and a statement credit after making a Delta purchase in the first three months. But what exactly qualifies as a Delta purchase? Fortunately, there are a lot of eligible purchases besides just ticket purchases.

Unlike the airline incidental credit that comes with The Platinum Card® from American Express and other premium Amex credit cards, practically any purchase made from and charged by Delta should trigger the statement credit. This includes:

  • Ticket purchases (including the taxes and fees on award tickets)
  • Change fees
  • Checked baggage fees
  • Overweight/oversize baggage fees
  • Seat assignment fees
  • Pet flight fees
  • Sky Club day passes and annual memberships
  • Inflight food and beverage purchases

If you fly Delta often, you probably won’t have much trouble making these purchases in your first three months of cardmembership. However, you’re not out of luck if you don’t have any Delta flights coming up.

Although gift cards are specifically excluded in the terms and conditions, reports suggest that some Delta gift card purchases will trigger the credit. Unlike the airline incidental fee credit that comes with the Platinum Amex, Delta e-gift card purchases made using the desktop site (not the mobile site) usually count. There is a $50 minimum to purchase a Delta gift card, but they never expire, so even if you don’t have an immediate use for it, you should have no trouble redeeming it down the line. You can also use up to three Delta gift cards on a single booking at delta.com (and possibly more if you call in, although your mileage may vary on that).

You might notice that inflight internet was excluded from the list above. Since Wi-Fi passes are sold by Gogo, they do not count as eligible purchases. Likewise, purchases made from the Delta Shop do not count, as it’s run by a third party.

The statement credit is available as part of the welcome bonus on the personal and business Gold and Platinum Delta branded Amex cards, such as the Gold Delta SkyMiles® Credit Card from American Express and Platinum Delta SkyMiles® Credit Card from American Express. Depending on which card you apply for, you can earn up to 75,000 SkyMiles after meeting minimum spending requirements in addition to the statement credit.

Unfortunately, the elevated welcome bonuses are only available on the personal Gold and Platinum Delta cards through Oct. 30, 2019. Keep in mind that the entire lineup of Delta Amex cards is rolling out changes in January 2020, which includes higher annual fees. If you apply now, you’ll receive the higher bonus, statement credit benefit and lock in a lower annual fee for a year.

Card Welcome bonus Annual fee
Gold Delta SkyMiles® Credit Card from American Express 60,000 miles after you spend $2,000 on purchases in the first three months, plus a $50 statement credit after you make a Delta purchase in the first three months. Terms apply. $95, waived the first year (see rates and fees)
Gold Delta SkyMiles® Business Credit Card from American Express 30,000 miles after you spend $1,000 in the first three months, plus a $50 statement credit after you make a Delta purchase in the first three months. Terms apply. $95, waived the first year (see rates & fees)
Platinum Delta SkyMiles® Credit Card from American Express 75,000 miles, plus 5,000 Medallion® Qualification Miles after you spend $1,000 on purchases in the first three months, and a $100 statement credit after you make a Delta purchase in the first three months. Terms apply. $195 ($250 if application is received on or after Jan. 30, 2020, (see rates & fees)
Platinum Delta SkyMiles® Business Credit Card from American Express 35,000 miles and 5,000 Medallion® Qualification Miles after you spend $1,000 in the first three months, plus a $100 statement credit after you make a Delta purchase in the first three months. Terms apply. $195 ($250 if application is received on or after Jan. 30, 2020, see rates & fees)

(Featured photo by Alberto Riva/The Points Guy.)

Additional reporting by Madison Blancaflor.

For rates and fees of the Gold Delta SkyMiles card, click here.
For rates and fees of the Gold Delta SkyMiles Business card, click here.
For rates and fees of the Platinum Delta SkyMiles card, click here.
For rates and fees of the Platinum Delta SkyMiles Business card, click here.

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