Personal finance links: time is our ally

Retirement

• Three keys to happiness in retirement. (vanguardblog.com)
• Retirees often underestimate the costs of healthcare. (humbledollar.com)
• Why flexibility is key when organizing your retirement. (themaven.net)

Young investors

• Some things every young investor needs to know. (thereformedbroker.com)
• On the benefits of getting your children investing early on in life. (howardlindzon.com)

Personal finance

• Don't let family folklore dictate your big financial decisions. (morningstar.com)
• The big question for nearly everyone is 'how much is enough'? (whitecoatinvestor.com)
• Steps to take with a financial windfall. (portfoliocharts.com)
• The calculus between paying down your mortgage or investing. (morningstar.com)
• Why you should consider making charitable gifts from your IRA. (morningstar.com)
• Repair vs. replace is often a difficult question. (humbledollar.com)
• Kids probably don't want Baby Boomers' possessions. (barrons.com)